The Importance Of Financial Education #finance #money #invest You must FIRST invest in your Financial IQ. Having good financial IQ is not about saving tons of money or dumping them into mutual funds. It is developing a healthy relationship money and building a wealth of assets that will generate you money. What does it take to develop your financial IQ?Delayed gratification is one of the most important aspects to developing your financial IQ. Take this as a hypothetical example. Would you pay for a pint of milk or a cow? If you buy milk, it is consumed and it is over. You will have to buy milk over and over again when it is finished. Even if the milk costs less than a cow, in the long run, you will still be buying milk again and again. Now, if a cow were to cost 50 times more than milk, you might pay through your nose when you purchase the cow, but after consuming 50 pints worth of milk from the cow,you would break even on your investment and save more money in the future. In fact,the cow might give birth to 2 or more calves and you could sell one of them for profit! Get the idea? EVERYONE is capable of creating wealth. When you take a beat up old car and give it an overhaul, paint it with a new coat of paint, and change a few more parts to make it start running again, you could sell that car for more money than if it was just a beat up old car. You would have created wealth in the process!How about a farm? If you turn a farm into a country home getaway resort, wouldn’t the value of the farm land increase manifold?It is the same principle for chefs, computer programmers and craftsmen. The sum of the whole is greater than the parts. We are all capable of creating wealth even out of thin air and that is the first step to getting our creative juices flowing. The value of anything is defined by supply and demand.You don’t need to be a Major in economics to understand this. Money is just an idea.Remember the desert island example? The true measurement of money is not the cents or dollars it represents. If you have developed a product that people want, would they pay more to you than usual? Would you apply your skills in creating good assets? Bottom-line is this: Invest in assets that bring long term value. Anything that brings you more income is an asset. Don’t invest too much in liabilities like cars or boats.Even houses are not considered assets until they are fully paid off (If you lost your job tomorrow and you can’t pay for your house, is your house an asset or liability?) Are you willing to step out of your comfort zone and pay the price for financial IQ or ignore the signs of the times and expect your boss, the government and the bank to take care of you financially for the rest of your life, living below your means and never taking risks to better your family’s future?

*MYSTERY OF DNA* _*DNA*_ which stands for *Deoxyribo-Nucleic Acid*, is defined as nucleic acid that contains the genetic code. If you have SEX with a man, his DNA lives in you forever. _Workman_ noted that a research by university of Seattle USA has proven that:-There is now a greater understanding of why God asks us not to have SEX before we get married. This research proves that any man that a woman has SEX with, leaves a part of his DNA in the woman. The man who has had more SEX with her, leaves more of his DNA in the woman. So when a woman ovulates, the eggs that she produces contains more of that other man's DNAs. So we need to educate the girl child to remain a virgin till marriage. Anytime you have SEX with another man, you become one with that man (spiritually too) and carry the man's DNA and according to _Workman_, this is called *SEX Web* especially when the woman has multiple SEX partners. At some point when you have too many of the male DNA in you, you change, because your cells are changing. That also proves why when married couples live together for a long time they end up looking alike. The woman's DNA changes when she has sex with men*. This is very serious. The world should know this and stop silly SEX promotions. It is bad than good. Unfortunately women are the victims. This was found out in many other research articles mostly released this year. So it is new and we all have to know. The fact is, women retain DNA from every man they have slept with. Cells transferred from a man to a woman during intercourse become integrated into the woman's body after SEX, every single time they have SEX. This study found the presence of genetically distinct male cells in the brain of women. This also means these other male cells will be found in a foetus when the woman gets pregnant. _(This is called microchimerism.)_ Every male you absorb sperm from becomes a living part of your life. Sperm is a living substance - Living cells. It enters your bloodstream and connects to your brain and spine. Please tell our children NEVER to experiment with SEX. When the sperm enters a woman, it swims until it hits a wall and then seeps into your flesh. If it's in your mouth, (abomination) it can get into your nasal areas, behind your eyes and even your inner ear. It then enters your bloodstream and collects in your brain and spine. You can never get rid of it. It becomes a part of you forever. These are the true consequences of sexual intercourse. Workman Leadership College: says this Original research is from University of Seattle and Fred Hutchinson cancer research center. They accidentally found this when they were researching to find out why pregnant women carrying boys get men neurological diseases. Stop having SEX if you are not married. Many children from most homes have behavioral tendencies alien to both parents. #Say no to SEX when not married #Say no to EXTRA-MARITAL affairs.

Despite record investment in the creator economy, not every creator is cashing in. U.S. brands are expected to spend $13.7 billion on influencer marketing by 2027, according to eMarketer. It’s a cash grab, but the competition has outpaced brand budgets, according to agency execs. That outpacing has left mid-tier creators — those with moderate followings of between 50,000 and 500,000 — struggling to scoop up their fair share of brand spend. #CreatorEconomy #InfluencerMarketing https://digiday.com/marketing/more-creators-less-money-creator-economy-expansion-leaves-mid-tier-creators-behind/

My Most Recent Interview experience; ‎The day of the interview felt like a crescendo building in my life. This wasn't just any job; it was a chance to share my soul, to guide others to the harmony I found in music. I prepared meticulously, not just rehearsing answers, but visualizing the classroom, the eager faces of students waiting to learn. ‎ ‎The interview itself was a blur of passion and performance. I spoke of my vision, demonstrated my skills, and felt a connection with the panel. Their words, "We'll be in touch," resonated with a hopeful promise, a delicate chord that lingered in the air. I left with a lightness in my step, the melody of possibility playing in my heart.The days that followed were a slow, agonizing adagio. Every ring of my phone, every email notification, sent a jolt of anticipation through me. I replayed the interview in my mind, searching for any missed note, any discordant phrase that might have marred my performance. The silence, however, grew louder with each passing day. ‎ ‎The promised call never came. The initial hope began to fade, replaced by a growing sense of disappointment. It was a cruel irony, this silence after such a seemingly positive encounter.The weight of the unanswered call settled heavily upon me. It wasn't just the job I lost; it was the feeling of being heard, of being valued, that stung the most. All the stress of preparation, the emotional investment in the possibility, seemed to have been for nothing. I was left with a hollow echo where a symphony of opportunity should have been. The world, for a while, seemed a little less musical, a little less vibrant. But, somewhere deep inside, the music of resilience began to stir. ‎

Crocodiles shed tears as a result of the air trapped in their sinuses after eating their prey. So this has nothing to do with pain. For this reason, the expression "crocodile sheds tears" is used for people who do not feel sorry for something but pretend to be sad.

A LETTER TO ALL MY BROTHERS HUSTLING There’s a pain only men understand, the pain of trying everything, hustling, sacrificing, grinding, yet nothing seems to work. You wake up every morning with hope, but by night, frustration sets in. No one sees what you’re going through or how you’re holding it together. As a man, you’re expected to figure it out, no matter how hard it gets. You look around, some of your mates are doing well, but for you, life feels like slow motion. Bills are piling up, your family is counting on you, and deep down, you’re exhausted. The worst part? You can’t even complain. The moment a man speaks about his struggles, people call it excuses or laziness. Many men are fighting silent battles. They smile in public but drown in frustration at night. Some even contemplate giving up, but bro, that’s not an option. The truth is, life isn’t fair to men who don’t succeed. If you fail, you become invisible, no one cares. But that’s exactly why you can’t quit. If you give up, you betray all the days you’ve already fought through. Keep pushing, your time will come, and your struggles will one day turn into your victory. THE PAIN OF STRUGGLING IS HARD, BUT THE PAIN OF GIVING UP IS WORSE. KEEP THE HUSTLE ALIVE I’M ROOTING FOR YOU

Val’s Day is almost here, and I'm feeling the love! Whether it's a cozy dinner, a fun outing with friends, or some self-care time, let's celebrate love in all its forms. How will you be celebrating? Share in the comments below! #ValDay #LoveIsInTheAir #CelebrateLove #SelfLove #Authicles #ADX effect [Ayoade24]

An albatross can soar for up to 6 days without flapping its wings, choosing the necessary air currents. @factcityy ✅

An AI-powered chatbot by the Chinese company DeepSeek has quickly become the most downloaded free app on Apple's store, following its January release in the US. https://bbc.com/news/articles/c5yv5976z9po #AI #DeepSeek #AIR #BBC #News

Ethical Considerations in AI While the benefits of AI are undeniable, its rapid advancement raises important ethical questions. One major concern is bias in AI systems. Since AI algorithms learn from data, they can inherit biases present in that data, leading to unfair or discriminatory outcomes. For example, biased hiring algorithms could perpetuate gender or racial inequalities. Transparency is another issue—many AI systems operate as “black boxes,” making decisions without clear explanations, which can erode trust and accountability. Privacy is also a significant concern. AI systems often rely on vast amounts of personal data, raising questions about how that data is collected, stored, and used. There’s also the fear of job displacement as AI automates tasks traditionally performed by humans. While AI can create new opportunities, it’s crucial to ensure a fair transition for affected workers. Finally, the development of autonomous weapons and other harmful applications highlights the need for global regulations to prevent misuse. As we embrace AI, we must prioritize ethical frameworks that ensure fairness, transparency, and accountability, ensuring that AI serves humanity as a whole. [Image generated by Google Gemini] #ArtificialIntelligence #AI #AIR

Applications and Benefits of AI Artificial Intelligence is no longer a futuristic concept—it’s here, and it’s reshaping our world. One of the most significant applications of AI is in healthcare, where it’s used for diagnosing diseases, predicting patient outcomes, and even assisting in surgeries. AI-powered tools like chatbots and virtual assistants are revolutionizing customer service, providing instant support and personalized experiences. In education, AI enables adaptive learning platforms that cater to individual student needs, making education more accessible and effective. AI is also driving innovation in industries like finance, where it’s used for fraud detection, risk assessment, and algorithmic trading. In transportation, self-driving cars powered by AI promise to reduce accidents and improve traffic efficiency. Beyond these, AI is tackling global challenges like climate change by optimizing energy usage and predicting environmental trends. The benefits are clear: increased efficiency, cost savings, and the ability to solve problems at scale. However, the true power of AI lies in its ability to augment human potential, enabling us to focus on creativity and strategic thinking while machines handle repetitive tasks. [Image generated by Google Gemini] #ArtificialIntelligence #AI #AIR

What is Artificial Intelligence? Artificial Intelligence (AI) refers to the simulation of human intelligence in machines programmed to think, learn, and make decisions. At its core, AI involves creating algorithms that enable computers to perform tasks that typically require human intelligence, such as recognizing patterns, understanding language, solving problems, and making predictions. AI can be categorized into two main types: Narrow AI, which is designed for specific tasks (like voice assistants or recommendation systems), and General AI, a theoretical concept where machines possess human-like cognitive abilities across a wide range of tasks. AI systems rely on vast amounts of data and advanced techniques like machine learning (ML) and deep learning (DL) to improve their performance over time. Machine learning allows systems to learn from data without explicit programming, while deep learning uses neural networks to mimic the human brain's structure and function. From self-driving cars to personalized Netflix recommendations, AI is already transforming how we live and work. It’s not just about robots; it’s about creating smarter, more efficient systems that enhance human capabilities. As we continue to innovate, AI’s potential to revolutionize industries and solve complex global challenges is limitless. [Image generated by Google Gemini] #ArtificialIntelligence #AI #AIR