Wealthy individuals tend to focus on acquiring items that, although moderate in their cost, reflect a high standard of quality. They value authenticity and simplicity in their choices, ensuring that what they own speaks volumes about their genuine appreciation for timelessness and durability, rather than flamboyance.

In contrast, individuals with limited financial means, in their aspiration to appear sophisticated and affluent, may go to great extents to purchase high-priced items. This is often motivated by a desire to create an impression of wealth and status in the eyes of others, who may not even be paying attention.

#transformationtuesday #philarpy #authicles #loudicles

Some statements seem valid inside the box until you think outside the box and experience the reality of the whole matter. Be careful about the kind of content you consume. Stay alert and be cautious about what information you feed yourself with. Not every voice should be listened to. Be guided!

(Philemon O'Arpelleh, Writer)

#transformationtuesday #philarpy #authicles #loudicled

These are 5 password crimes we're all guilty of. What are the associated dangers? Learn the 5 best practices for creating strong and secure passwords. Listen to my introductory podcast, my current project on Loudicles, called #Loudcast.

Feel free to visit Loudicles for more!

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POLLUTION OF THE ENVIRONMENT AND WATER-BODIES WITH POOR SANITATION SYSTEM IN GHANA

Ghana, a country in West Africa, has a population of 30 million people. Lack of clean, pure drinking water and sanitation system has been affecting many lives and properties.

Each year, poor people living in both rural and urban communities suffer, when there is a heavy down pour of rains, causing flood and diseases, such as cholera and malaria across poor communities.

Again, bad attitude of young school-going age people, engaged in illegal small-scale mining, commonly known as ‘galamsey’, pollute our water-bodies, thereby killing fishes and other aquatic animals. This is experienced because the people involved lack proper sanitation, effective drainage systems, so that the gutters are choked due to poor sanitation system and the lifestyle of some of the people living in the community.

These people also lack education or just refuse to pay heed to environmental Experts’ advice. Throwing garbage in the drains has been their habit for a greater part of their existence and destroying farms lands has also become their stock in trade; erroneously believing that they are making good livelihood out of that exploitation.

Environmental Sanitation is important for all; helping to maintain good health and increase life-span among people. However, it is especially important for children and the youth in communities, worldwide.

It might interest you to know that children around the world, over 800 of them; under the age of five, die every day from preventable diarrhea-related diseases caused by lack of access to pure drinking water, sanitation and hygiene.

This is the effect of the degradation of our environment by these people.

Description:
''Clean'' and ''Sanitation''.

“Clean”, means that soil and food are visibly removed from surfaces.

''Sanitation'' When items are “sanitized” it means that those surfaces have a reduction of pathogens. There still may be microorganisms present, but they are at safe levels.

Generally, surfaces of equipment, food preparation tables and utensils that come into direct contact with food should be washed, sanitized and air-dried.

Cleaning and environmental sanitation are important for the following reasons:-

Firstly, to minimize food wastage due to food contamination.

Secondly, getting drinking clean and pure water in Ghana is hard to come by, in most communities. Or better still, is not safe to drink. A government's role in providing sanitation is to set policy and regulate the sector to ensure a clean and healthy living environment for its people. At the same time, individuals and households bear responsibility for their own well-being by adopting improved sanitation and hygiene practices.

Lastly, all effort must be made to discourage all forms of illegal mining activities in our communities. By so doing, we are restoring back to society God-given clean and healthy environment.

Watch as Christina Huang from OpenAI guides you through Agent Builder—a new visual tool to create agentic workflows.

Drag and drop nodes, connect tools, and publish your workflows with ChatKit and the Agents SDK!
#OpenAI #agentbuilder #introduction

Watch here https://www.youtube.com/watch?v=44eFf-tRiSg

Ways To Achieve Wealth!

#wealth #money #position #power

Two Wealth Building Models

Everyone wants to make more money, but people are generally split into two categories. These are:
Those who bring results after they are promised wealth first  Or Those who bring the results first, then are rewarded by others afterwards.

Let’s explore the two groups in depth.
Those who only move their butts after promised big fat paychecks are more like employees, freshmen, or mercenaries. There is no right or no wrong with this kind of thinking, but consider: you are once again, trading your precious time for money. Instead of investing your time in an ASSET that generates money, you spend your time working on something that is short term, limited wealth, and does not give you income long after you have stopped working. Consider also, that this kind of short-term vision will only produce limited or temporary results at best. Ever seen a security guard asleep at work when the boss is not around?

Furthermore, the part where our emotions get the better of us is when we allow our lives to be run by chasing the dollar. It is evident whenever an employee is offered a higher salary, more medical benefits and longer vacations, that their heart starts pumping faster. 

A higher salary doesn’t mean less financial problems. On the contrary when your income goes up, your commitments, your tax bracket and your time spent in your company increases.

Now let’s explore the other group.

There are many creative people, inventors, entrepreneurs, and business leaders who fall into this category.

An entrepreneur is someone who always has good ideas.
The first obstacle we need to overcome if we want to succeed in the second group is to stop working for money.

If you lack the contacts for running a business, where would the best place to be to look for contacts?

The bottom-line is: not everybody has what it takes to succeed as an entrepreneur!
It is not that easy. Many lack the perseverance, the creative mindset, the financial capabilities or the necessary people to get the job done and usually give up too early before any results can be seen! The fastest way to get those skills to succeed is to learn them hands on and you even get paid in the process! Don’t get absorbed with how much you are paid.

Would you trade time for short term money? (Money stops coming in when you stop) Or Trade time and money for a long term asset that generates you income? (Even long after you
have stopped) God created us with a brain. All we need to do is look around us and observe problems to overcome because every problem is an opportunity in disguise.

You may or may not see the results in the short term, but by using our brains and the resources around us, we can create true value that others are willing to  pay for what we have to offer.

The Importance Of Financial Education
#finance #money #invest

You must FIRST invest in your Financial IQ.
Having good financial IQ is not about saving tons of money or dumping them into mutual funds. It is developing a healthy relationship money and building a wealth of assets that will generate you money.

What does it take to develop your financial IQ?Delayed gratification is one of the most important aspects to developing your financial IQ. Take this as a hypothetical example. Would you pay for a pint of milk or a cow? If you buy milk, it is consumed and it is over. You will have to buy milk over and over again when it is finished. Even if the milk costs less than a cow, in the long run, you will still be buying milk again and again.

Now, if a cow were to cost 50 times more than milk, you might pay through your nose when you purchase the cow, but after consuming 50 pints worth of milk from the cow,you would break even on your investment and save more money in the future. In fact,the cow might give birth to 2 or more calves and you could sell one of them for profit!
Get the idea?

EVERYONE is capable of creating wealth. When you take a beat up old car and give it an overhaul, paint it with a new coat of paint, and change a few more parts to make it start running again, you could sell that car for more money than if it was just a beat up old car. You would have created wealth in the process!How about a farm? If you turn a farm into a country home getaway resort, wouldn’t the value of the farm land increase manifold?It is the same principle for chefs, computer programmers and craftsmen.

The sum of the whole is greater than the parts. We are all capable of creating wealth even out of thin air and that is the first step to getting our creative juices flowing.

The value of anything is defined by supply and demand.You don’t need to be a Major in economics to understand this. Money is just an idea.Remember the desert island example? The true measurement of money is not the cents or dollars it represents.

If you have developed a product that people want, would they pay more to you than usual? Would you apply your skills in creating good assets? Bottom-line is this: Invest in assets that bring long term value. Anything that brings you more income is an asset. Don’t invest too much in liabilities like cars or boats.Even houses are not considered assets until they are fully paid off (If you lost your job tomorrow and you can’t pay for your house, is your house an asset or liability?)

Are you willing to step out of your comfort zone and pay the price for financial IQ or ignore the signs of the times and expect your boss, the government and the bank to take care of you financially for the rest of your life, living below your means and never taking risks to better your family’s future?

To obtain wealth, or have a value, just create a product that solves real world problem and advertise for people to use.
#Keepbuilding

This is a very popular and nutritious snack. Mixed Fruity Granola. It's very affordable and easy to make.Slide into my DM and order

Been off for a minute, but I’m back with something fresh!

Just wrapped this custom logo flyer for a client—clean, bold, and built to stand out.

Let me know what you think

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We’re now entering an era where AI-generated content and deepfakes — hyper-realistic manipulated images, audio, and videos — are making it almost impossible to distinguish reality from fiction at first glance.

My latest podcast on Loudicles expounds on this topic (more soon)...

#anticipate #philarpy #loudicles #podcast

You can’t change the past but you can build on it. Do not obsess over "if only". It’s the trick of Satan. Just focus on "what’s next". We don’t know what lies ahead but the Almighty does. Be optimistic and trust His plans.