The Importance Of Financial Education #finance #money #invest You must FIRST invest in your Financial IQ. Having good financial IQ is not about saving tons of money or dumping them into mutual funds. It is developing a healthy relationship money and building a wealth of assets that will generate you money. What does it take to develop your financial IQ?Delayed gratification is one of the most important aspects to developing your financial IQ. Take this as a hypothetical example. Would you pay for a pint of milk or a cow? If you buy milk, it is consumed and it is over. You will have to buy milk over and over again when it is finished. Even if the milk costs less than a cow, in the long run, you will still be buying milk again and again. Now, if a cow were to cost 50 times more than milk, you might pay through your nose when you purchase the cow, but after consuming 50 pints worth of milk from the cow,you would break even on your investment and save more money in the future. In fact,the cow might give birth to 2 or more calves and you could sell one of them for profit! Get the idea? EVERYONE is capable of creating wealth. When you take a beat up old car and give it an overhaul, paint it with a new coat of paint, and change a few more parts to make it start running again, you could sell that car for more money than if it was just a beat up old car. You would have created wealth in the process!How about a farm? If you turn a farm into a country home getaway resort, wouldn’t the value of the farm land increase manifold?It is the same principle for chefs, computer programmers and craftsmen. The sum of the whole is greater than the parts. We are all capable of creating wealth even out of thin air and that is the first step to getting our creative juices flowing. The value of anything is defined by supply and demand.You don’t need to be a Major in economics to understand this. Money is just an idea.Remember the desert island example? The true measurement of money is not the cents or dollars it represents. If you have developed a product that people want, would they pay more to you than usual? Would you apply your skills in creating good assets? Bottom-line is this: Invest in assets that bring long term value. Anything that brings you more income is an asset. Don’t invest too much in liabilities like cars or boats.Even houses are not considered assets until they are fully paid off (If you lost your job tomorrow and you can’t pay for your house, is your house an asset or liability?) Are you willing to step out of your comfort zone and pay the price for financial IQ or ignore the signs of the times and expect your boss, the government and the bank to take care of you financially for the rest of your life, living below your means and never taking risks to better your family’s future?

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*MYSTERY OF DNA* _*DNA*_ which stands for *Deoxyribo-Nucleic Acid*, is defined as nucleic acid that contains the genetic code. If you have SEX with a man, his DNA lives in you forever. _Workman_ noted that a research by university of Seattle USA has proven that:-There is now a greater understanding of why God asks us not to have SEX before we get married. This research proves that any man that a woman has SEX with, leaves a part of his DNA in the woman. The man who has had more SEX with her, leaves more of his DNA in the woman. So when a woman ovulates, the eggs that she produces contains more of that other man's DNAs. So we need to educate the girl child to remain a virgin till marriage. Anytime you have SEX with another man, you become one with that man (spiritually too) and carry the man's DNA and according to _Workman_, this is called *SEX Web* especially when the woman has multiple SEX partners. At some point when you have too many of the male DNA in you, you change, because your cells are changing. That also proves why when married couples live together for a long time they end up looking alike. The woman's DNA changes when she has sex with men*. This is very serious. The world should know this and stop silly SEX promotions. It is bad than good. Unfortunately women are the victims. This was found out in many other research articles mostly released this year. So it is new and we all have to know. The fact is, women retain DNA from every man they have slept with. Cells transferred from a man to a woman during intercourse become integrated into the woman's body after SEX, every single time they have SEX. This study found the presence of genetically distinct male cells in the brain of women. This also means these other male cells will be found in a foetus when the woman gets pregnant. _(This is called microchimerism.)_ Every male you absorb sperm from becomes a living part of your life. Sperm is a living substance - Living cells. It enters your bloodstream and connects to your brain and spine. Please tell our children NEVER to experiment with SEX. When the sperm enters a woman, it swims until it hits a wall and then seeps into your flesh. If it's in your mouth, (abomination) it can get into your nasal areas, behind your eyes and even your inner ear. It then enters your bloodstream and collects in your brain and spine. You can never get rid of it. It becomes a part of you forever. These are the true consequences of sexual intercourse. Workman Leadership College: says this Original research is from University of Seattle and Fred Hutchinson cancer research center. They accidentally found this when they were researching to find out why pregnant women carrying boys get men neurological diseases. Stop having SEX if you are not married. Many children from most homes have behavioral tendencies alien to both parents. #Say no to SEX when not married #Say no to EXTRA-MARITAL affairs.

Sometimes people come back into your life to check if you are still stupid 😞... Don't let them in. @Micriss

Turn off your feelings 💔 Sometimes life is better off when you don't care 😘. Micriss 🤍

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My Most Recent Interview experience; ‎The day of the interview felt like a crescendo building in my life. This wasn't just any job; it was a chance to share my soul, to guide others to the harmony I found in music. I prepared meticulously, not just rehearsing answers, but visualizing the classroom, the eager faces of students waiting to learn. ‎ ‎The interview itself was a blur of passion and performance. I spoke of my vision, demonstrated my skills, and felt a connection with the panel. Their words, "We'll be in touch," resonated with a hopeful promise, a delicate chord that lingered in the air. I left with a lightness in my step, the melody of possibility playing in my heart.The days that followed were a slow, agonizing adagio. Every ring of my phone, every email notification, sent a jolt of anticipation through me. I replayed the interview in my mind, searching for any missed note, any discordant phrase that might have marred my performance. The silence, however, grew louder with each passing day. ‎ ‎The promised call never came. The initial hope began to fade, replaced by a growing sense of disappointment. It was a cruel irony, this silence after such a seemingly positive encounter.The weight of the unanswered call settled heavily upon me. It wasn't just the job I lost; it was the feeling of being heard, of being valued, that stung the most. All the stress of preparation, the emotional investment in the possibility, seemed to have been for nothing. I was left with a hollow echo where a symphony of opportunity should have been. The world, for a while, seemed a little less musical, a little less vibrant. But, somewhere deep inside, the music of resilience began to stir. ‎

Dear Black Children, Being overly introverted isn't a flex like some people think it is. Yes, it’s good to be reserved. It’s okay to mind your business. But being in isolation—unchecked—is addictive and dangerous. You need friends. You need people. It is not a want. It's a need. God blesses people through people. Hear me. Sometimes, you have to force yourself out of your comfort zone. Just show up. Be present. Because over time, people stop inviting you. Your absence starts to dull the mood. Even your siblings barely connect with you anymore. You’re always locked up in your own world. You go through life alone. No one visits. You don’t visit anyone. You start to avoid people altogether. But let me tell you—loneliness will choke you in your 60s. You’ll look back and wish you socialized when you had the chance. I once read: “You make your best friends when you’re young. It’s a retirement plan.” And it’s true. At 60, when others are celebrating 30-40 years of friendship, reunions, shared memories, deep bonds— You’re out here still stuck in watching people's WhatsApp status. Try and build friendships with people who already have their people. And let’s not forget opportunities— Most of them come by through social networking. Have an awesome weekends and MAY God see us through 🎉🙏🏽 Inspired

Telegram’s CEO built two dominant social networks from scratch before 40 and has fathered more than 100 biological children. He’s also facing up to 10 years in prison. Full story on #Fortune 👇🏽 #Telegram #SocialMedia #PavelDurov https://fortune.com/2025/05/22/pavel-durov-life-career-telegram-vk-children-arrest-legal-issues/

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Life is a canvas, painted with the vibrant colors of our choices. Every brushstroke of courage, every hue of kindness, and every shade of perseverance creates a masterpiece that is uniquely ours. So, let's create a life that is a work of art, full of beauty, hope, and inspiration."

THE ASSETS AND THE LIABILITIES. In the financial world, there are assets and liabilities. The same applies to life and relationships—some people enrich us, while others drain us. Be intentional and discerning about the associations you nurture and the relationships you hold on to. These are life lessons worth remembering. Welcome to the month of MAY. MAY everything good find its way to you. Wishing you a blessed and fulfilling month!